2022 Pradhan Mantri Kisan Credit Card Yojana

Pradhan Mantri Kisan Credit Card Yojana

Due to the ongoing lockdown in the nation, the Finance Minister of the country has made a new announcement to benefit the country farmers under this scheme. Under this scheme, 2.5 crore farmers of the nation will be given a loan of 2 lakh crore rupees at a subsidized rate by the central government. A particular campaign will be conducted for this. Fishermen and livestock farmers may also be provided this benefit. Only farmers of the country who’ve arable land can avail this scheme.

Name of the scheme
Pradhan Mantri Kisan Credit Card Yojana
Started by
PM Narendra Modi
Government
Central government
Beneficiary
Farmers of India
An objective
Farmers of the nation will be given a loan upto 3 Lakh
Start plan
10-Feb-2020

Pradhan Mantri Kisan Credit Card Yojana Update

As you all know that the whole nation of India is going through the crisis of coronavirus. Due to which your entire nation has been locked down, all industrial / agricultural / financial operations etc. are inoperative due to the lockdown.

Kisan Credit Card Yojana

The Government of India will run a particular campaign for the next two months from 1 June 2020 to 31 July 2020.  The Animal Husbandry and Dairy Department has already issued suitable circulars and KCC application codecs to all the State Milk Federations and Milk Unions in association with the Financial Services Division to implement this campaign as a mission.

The government has already raised animals In order to fulfill the credit score requirement in actions related to dairy, dairy, fishing of birds, fish, shrimp, other aquatic creatures, fish, a scheme is being given on Kisan Card to meet the short time period credit requirements.

Kisan Credit Card Yojana 2020 online application

A loan of 3 lakh rupees is given for the crop through Kisan Credit Card Yojana 2020. Farmers need to pay 7% interest for this loan, if the farmers of the nation want to get advantages under this scheme, then they have to use for a credit card. Today we are going to tell you how you can apply for getting a credit card under this scheme.

PM Kisan Credit Card Yojana

• Under this RBI Corona Reduction Package, farmers whose repayment is within the time period between March 1, 2020 to Might 31, are given a three-month exemption for repayment of the loan. If a farmer is unable to pay due to lockdown then he can skip cost during this era. For extra information, all farmers have to contact their respective banks. It isn’t mandatory, if a farmer is able to pay, then he can pay it.

• Bullet payment
• Credit Card Statement
• Principal and / or interest component
• EMI (Equated Monthly Installment)

Benefits of Kisan Credit Card Yojana 2020

• All the farmers in the nation can take advantage of this scheme.
• Under the Credit Card Scheme Kisan 2020, the benefit of this scheme will probably be provided to all the farmers linked under the Pradhan Mantri Kisan Samman Nidhi Yojana.
• The central authorities will provide a loan of 1 lakh 60 thousand rupees through this credit card to the farmers of the country.
• Under this scheme, farmers getting loans will be capable to do their farming effectively.
• The good thing about this scheme will likely be made available to 14 crore farmers of the nation.
• To reduce the interest burden for the farmers.
• Kisan Credit Card can take loan in each bank.

Paperwork and Eligibility of Kisan Credit Card Yojana 2020

• The farmer should have own farming land.
• The farmer should be Indian.
• Applicant’s Aadhar Card
• copy of the ground
• Pan Card
• mobile number
• Passport Size Photo

How to apply for KCCY(Kisan Credit Card Yojana)?

Under this scheme, if the farmers of the country need to apply for getting their credit card, then you have to take all of your documents and go to your nearest bank department. By going to the bank, it is important to take the application sort of Kisan Credit Card Yojana from the bank officer there.

After taking the appliance form, you’ll have to fill in the required info asked within the form. After filling all the information, you have to connect all your documents with the application form and submit it to the bank official. After verifying your application, you will be given a Kisan Credit Card inside a few days.

How to apply for KCCY(Kisan Credit Card Yojana online)?

• Initially, it’s important to go to the official web site of the respective bank. After going to the official web site, the home page will open in front of you.
• On this home page you will see the option of KCC Online Apply. You have to click on on this option. After clicking on this option, the next page will open in front of you, on this web page you will now have to choose the Kisan Credit Card under the drop-down menu.
• Click on the Apply button and fill the form carefully.
• Click on the submit button and you will be allotted an application reference number.
• Save the applicant reference number for future-references

Second stage

• First visit the official website of PM Kisan Samman Nidhi Yojana. After visiting the official web site, the home page will open in front of you.
• On this residence page you will see the option of Download KCC Form. You have to click on this option. After clicking on the option, you will open the KCC Application Form PDF in front of you, you may download the application form here.
• After downloading the application kind, you have to fill all the information asked within the form. After filling all the information, you’ll have to attach all your necessary documents with the application form.
• After this, you have to go and submit your application kind in the bank where your account is open.

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