2022 Pradhan Mantri Vidya Lakshmi Yojana – For Students

This is a good news for all of you. Prime Minister Narendra Modi has started the Vidya Lakshmi Education Loan Scheme. The main goal of this scheme is to offer loans to college students so that they can full their studies and due to lack of money in studies.

The government will provide loans to college students for no obstruction. Under this scheme girls will be capable to apply for loans easily. For this, the government has launched a portal for education loans.

Vidyalakshmi loan scheme is a portal during which college students can get only one You’ll get details about loan and scholarship at this place, it has been specifically made for students only.

Pradhan Mantri Vidya lakshmi Yojana Overview
Name of the scheme
Pradhan Mantri Vidya lakshmi Yojana Urban
Started by
PM Narendra Modi
Government
Central government
Beneficiary
College Students
An objective
To offer loans to college students
Start plan
15-Aug-2015

Pradhan Mantri Vidya Laxmi Education Loan Scheme Portal

Students might be thinking how we’ll participate in Vidya Lakshmi Education Mortgage Scheme? What will be the eligibility for this? Will the necessary documents be required? And can it be very easy to take this loan,  Read this article of mine carefully. I provides you with all the knowledge so that you can complete your studies. And the money does not come before your studies.

Vidyalakshmi Loan Yojana is a portal. In which students will get details about loans and scholarships at one place.

Students have to retreat many instances due to mortgage problems for their schooling. Vidya Lakshmi portal has been created to reduce this problem.

Through the Vidya Lakshmi portal, you will get a loan with three easy steps, which is

• Registering in the portal.
• Download the form and fill it.
• Apply to banks.

Portal objectives in Vidyalakshmi loan scheme

• Making use of for education related loans to students etc. under this scheme.
• Beneath this scheme, for the students, to provide questions and complaints and email facility to banks regarding educational loans etc.
• Facility to add loan course of status for banks under this scheme.
Providing info on education loan scheme of banks under this scheme.
For info and application of government students underneath this scheme
• Connecting the National Pupil Portal to this portal.
• Facility to use educational loans in all banks under this scheme.
Facility of downloading student mortgage applications for banks under this scheme.

Benefits of Vidya Laxmi Yojana

Under this, college students will be able to get loans easily.

• College students need to fill only one type. They will not have to wander for loans.
• By means of this one portal, students will be capable to join with the bank’s loan system and can be capable to file loans according to their convenience.
• Students will be able to proceed their education under Vidya Lakshmi Yojana.
• Students underneath this scheme who were operating away from education due to money. Now these students will not need to run away because under this scheme, these students will get loan for education. Then these students will be able to continue their studies.

Vidya Laxmi Yojana to get loan from banks

Under the Vidya Lakshmi Yojana, 24 banks have been selected for student loans and the names of those banks are as follows.

• Punjab and Sindh Bank,
• State Bank of Patiala,
• Citicket Bank,
• Bank of Baroda,
• Sbt,
• Indian Bank,
• Andhra Bank,
• Allahabad Bank,
• HDFC bank,
• United Bank of India,
• State Bank of Maharashtra,
• Vijaya Bank,
• Punjab National Bank,
• Oriental Bank of India,
• Kotak Mahindra Bank,
• Central Bank India,
• Union Bank of India,
• Dena Bank,
• Canara Bank,
• IDBI Bank,
• Corporation Bank,
• Bank of India,
• State Bank of India and so on.

On-line application for loan under Vidya Lakshmi Yojana

• You must go to its portal. For that you click on here.
• After visiting the website, one has to search for a mortgage.
• After this, 3 steps will come.
1. For the first register
2. To fill the second form
3. Third, whichever bank you want to apply to.

• After completion of registration under Vidya Laxmi Yojana, you will be given an email ID and password.
• After this, after entering the e-mail id and password in Vidya Lakshmi Yojana, you will have to login.
• After this, you will open the COMMON EDUCATION LOAN FORM page, on this page you fill your important information.
• In Vidya Lakshmi Yojana, after filling the form, the person filling the shape will have to apply for the loan according to his convenience.
• After this, you will be applied for a loan.

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