Pradhan Mantri Ayushman Bharat Yojana – PMJAY Yojana


Modi government has started Ayushman Bharat Yojana (ABY). ABY is often known as Pradhan Mantri Jan Arogya Yojana (PMJAY). This scheme, popularly known as Modicare, is actually a medical health insurance scheme for the poor individuals of the nation. Beneath PMJAY, 10 crore households of the nation are getting health insurance of Rs 5 lakh yearly.

Pradhan Mantri Ayushman Bharat Yojana Overview
Name of the scheme
Pradhan Mantri Ayushman Bharat Yojana
Started by
PM Narendra Modi
central government
Citizen of India
An objective
To offer medical health insurance to the households of poor
Start plan

What is the purpose of Ayushman Bharat Yojana (ABY)?

Prime Minister Narendra Modi has introduced the ‘Pradhan Mantri Jan Arogya’ scheme (Ayushman Bharat Yojana i.e. ABY). It has been launched nationwide on 25th September on the delivery anniversary of Pandit Deen Dayal Upadhyay. The federal government needs to offer medical health insurance to the households of poor, neglected families and urban poor individuals by ABY.

In keeping with the Socio-Economic Caste Census (SECC) 2011, 8.03 crore families in rural areas and 2.33 crore families in city areas will come under Ayushman Bharat Yojana (ABY). On this approach, 50 crore individuals will come under the PM-JAY.

Under the Ayushman Bharat Yojana (ABY), each household is getting medical insurance coverage of 5 lakh rupees yearly. The National Health Insurance coverage Scheme (NHBY) launched by the UPA authorities within the yr 2008 has additionally been merged with the Ayushman Bharat Yojana (PM-JAY).

Who is getting protection in ABY?

The effort of the Modi authorities is to incorporate ladies, youngsters and senior residents in ABY solely. There isn’t a binding of family size and age to join Ayushman Bharat Yojana (ABY).

Cashless / paperless remedy might be obtainable to the beneficiaries of Ayushman Bharat Yojana (ABY) in government hospitals and empaneled hospitals.

Who will come under this merit?

In keeping with SECC data record, individuals are getting medical-insurance coverage in ABY. In keeping with the SECC information, individuals belonging to the classes D1, D2, D3, D4, D5 and D7 are included within the Ayushman Bharat Yojana (ABY).

Individuals can be a part of Ayushman Bharat Yojana (ABY) based on 11 pre-defined occupations / work in city space. These already involved within the Nationwide Health Insurance coverage Scheme within the states themselves have joined the Ayushman Bharat Yojana (ABY).


Requirements for joining ABY:

A house in a rural space, no adult (16-59 years) in the family, the head of the family is a lady, somebody is a disabled particular person within the family, belongs to SC / ST and landless person / each day wage

Aside from this, the homeless people of rural areas, destitute, donating or begging, tribal and legally free bonded and many others. will themselves be a part of the ABY.

ABY qualification for urban space

These qualifications for becoming a member of Ayushman Bharat Yojana (ABY) are broadly:

  • Beggars, garbage pickers, family chores, street vendors, cobblers, hawkers, different street employees.
  • Building site employees, plumbers, masons, laborers, painters, welders, safety guards, porter and other loaders
  • Sweepers, sweepers, home employees, handicraftsmen, teller, drivers, rickshaw drivers, shopkeepers and many others. might be included in Ayushman Bharat Yojana (ABY).
  • ABY hospitalization process
  • The beneficiary of Ayushman Bharat Yojana (ABY) won’t pay any cost for admission to the hospital. All bills from hospital admission to remedy might be covered on this scheme.
  • The bills of Ayushman Bharat Yojana (ABY) might be covered earlier than and after admission to the hospital.
  • Each hospital included within the panel may have an Ayushman Mitra. He’ll assist the affected person and assist him get the advantages of the hospital.
  • There can even be a help desk within the hospital which is able to assist in checking paperwork, verification for enrollment within the scheme.
  • An individual covered below Ayushman Bharat scheme will have the ability to get remedy in any authorities / empaneled non-public hospital within the nation.

What are included in ABY?

The Ayushman Bharat Yojana (ABY) covers the price of medical and hospital admission for nearly each disease. The Ministry of Health has included 1354 packages in Ayushman Bharat Yojana (ABY).

This includes treatments such as coronary bypass, knee replacement and stunt insertion.
The price of remedy in Ayushman Bharat Scheme (ABY) is 15-20 % lower than the Central Authorities Well being Scheme (CGHS).

What is the qualification of the beneficiary of ABY?

There isn’t a formal course of to take advantage of Ayushman Bharat Yojana (ABY). As soon as eligible, you may endure direct remedy. Individuals from government-identified households can be a part of ABY.

The central authorities will share ABY-related household info with all of the state authorities and different associated businesses of the realm. Solely these included within the record can avail Ayushman Bharat Yojana (ABY).

Those that may have the card of National Health Insurance coverage Scheme until 28 February 2018, may avail the Ayushman Bharat Yojana (ABY).

In which hospital will the treatment of ABY treated?

Beneficiaries of Ayushman Bharat Yojana (ABY) will be handled in all authorities hospitals. Together with this, the beneficiaries of ABY will be handled in non-public hospital also included within the authorities panel.

To hitch the panel, a non-public hospital ought to have a minimum of 10 beds and the capability to extend it. Beneficiaries may call the helpline number issued by the federal government for ABY: 14555


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