ManipalCigna Health Insurance 2023: Interesting Policy Plans & Benefits

ManipalCigna Health Insurance Plans 2023, Benefits of ManipalCigna Health Insurance 2023, Apply ManipalCigna Health Insurance 2023.

ManipalCigna Health Insurance coverage Firm Limited has been arranging specifically to cater to the needs of the health insurance sector.

ManipalCigna is a joint venture between 2 strong groups Manipal Group and Cigna Firm.

Manipal is a multidisciplinary Indian conglomerate and Cigna is a global well-being corporation with its head office within the USA.

Company NameManipalCigna
Type of InsuranceHealth Insurance

The registered workplace of ManipalCigna Health Insurance Firm is positioned in East Goregaon, Mumbai and the company has a presence in 28 cities of the country.

It has tie-ups with over 17 major NBFCs, banks, and financial establishments to ensure that the best service is offered to its customers.

ManipalCigna Health Insurance
ManipalCigna Health Insurance

The corporate offers an entire package of health insurance plans that cover overall medical bills and offers health coverage to people, families, and employer-employee teams.

Its merchandise is widely out there across the nation by its various agents and distributors.

ManipalCigna ProHealth Insurance

ManipalCigna Prohealth Insurance is designed to supply health protection for hospitalization bills. It offers multiple advantages to singles, couples, and families through its basic, value-added, and optional covers.

Features Primary Coverage: This policy offers basic protection like basic hospitalization including pre and submits admission charges, daycare treatment, treatment executed at dwelling, ambulance bills, donor expenses, and worldwide emergency cover for treatments executed overseas Offers.

Benefits of ManipalCigna Health Insurance
Benefits of ManipalCigna Health Insurance

This policy presents health factors that can be redeemed during coverage renewal. As well as, policyholders can endure expert opinion on well-being screenings and critical illnesses and a cumulative bonus booster of 25% yearly.

ManipalCigna Super Top-Up

ManipalCigna Super Top-Up is a scheme that provides extra hospitalization cover even after being thresholded or deductible. As soon as the existing well-being policy expires, the tremendous top-up plan starts and settles the excess quantity.

Super Top Up Health Insurance Plan of ManipalCigna
Super Top Up Health Insurance Plan of ManipalCigna

Features The plan offers an extra cover of as much as 30 lakhs at an affordable premium. The top-up includes bills corresponding to in-patient hospitalization, pre and post-admission fees, various treatment bills, ambulance cover, donor bills, and guaranteed cumulative bonuses.

Under the non-compulsory cover, the plan will provide continuity advantages if opting for a separate coverage in the fifth yr of the policy. It also offers a choice to reduce the ready interval of the already present illness period from 48 months to 24 months.

ManipalCigna Lifestyle Protection – Critical Care

ManipalCigna Lifestyle Protection – Critical Care offers financial cover for medical expenses arising from diagnosis and treatment of a critical sickness.

Critical Illness Insurance Policy Online of ManipalCigna
Critical Illness Insurance Policy Online of ManipalCigna

The plan ensures that you obtain the most effective uninterrupted medical care from the first prognosis of approximately 30 critical diseases. Features The coverage offers the full cost of the sum assured at the first diagnosis of critical sickness.

If you go for the payment of the staggered declare, 10% of the extra sum assured can also be offered in 60% monthly installments. In addition to medical expenditures, the plan allows entry to customized well-being and wellness programs by a second medical opinion, specialized tools.

ManipalCigna Lifestyle Protection – Accident Care

ManipalCigna Lifestyle Protection – Accident Care offers monetary cover for medical bills for injuries arising from a surprising accident. The scheme offers safety against dying, incapacity, and even job loss.


The scheme provides three types of cover for self, partner, dependent children, dependent parents, dependent siblings, and oldsters with the benefits listed below:

Plan A: Primary cover accidental death, emergency ambulance cover, funeral bills

Plan B: All advantages of Enhanced Cover Plan A, Permanent Whole Disability, Education Fund

Plan C: Complete Cover: All the advantages of Plan B, permanent partial disability, orphan benefits, lack of employment.

• If accidental dying or permanent whole incapacity arises while touring as a passenger paying on a typical carrier, 200% of the sum assured will be paid as a claim.

• If the policyholder loses his job due to an accident or disability, the corporate pays the basic monthly earnings for Three months.

ManipalCigna ProHealth Select

ManipalCigna ProHealth Select Insurance coverage is a plan that covers the entire medical bills incurred on hospitalization. It’s out there to people and households with a variety of benefits choices.


• The policy is available in 2 variants – Plan A and Plan B, with extra optional benefits of Plan A policyholders voluntary co-pays, annual well-being screenings, health maintenance benefits, and emergency cover worldwide for treatments executed overseas.

• The scheme offers an assured benefit, under which, in case of essential sickness or permanent whole incapacity, the policy could be extended for two years without paying any extra premium.

The plan offers fundamental cover corresponding to hospitalization bills, daycare remedy and donor bills. It also presents a cumulative bonus of 5% and a mole-added choice such as healthy reward points that can be redeemed.

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